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Regular Deposit Cumulative Option* ROI (p.a.)
Additional for Senior Citizen 
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Company Name 
Credit Rating 
1 Yr
2 Yr
3 Yr
4 Yr
5 Yr
Senior Citizen
W.e.f
For Application

Bajaj Finance Ltd

CRISIL- AAA & ICRA - AAA
6.60%
6.85%
7.40%
7.40%
7.40%
0.35%
1st May 2026

Godrej & Boyce Mfg.Co.Ltd

FAA(Stable) (CRISIL
-
-
7.75%
-
-
0.25%
14th September 2023

HDFC Bank

CRISIL- AAA & ICRA - AAA
6.60%
7.00%
7.00%
7.00%
7.00%
0.50%
21st June 2023

ICICI Home Finance  Ltd

CRISIL-AAA & ICRA-AAA
6.75%
6.85%
6.90%
7.00%
7.00%
0.25%
1st September 2025

KTDFC Ltd

Govt. of Kerala
7.00%
7.00%
7.00%
6.75%
6.75%
0.25%
15th July 2022

LIC Housing Finance Ltd

CRISIL -FAAA
6.70%
6.80%
6.85%
-
6.90%
0.25%
19th June 2025

Mahindra Finance Ltd

CRISIL-AAA & IND-AAA / STABLE
12 &18 months 6.60%
24 &30 months 6.85%
36 & 42 months 7.40%
7.45%
7.45%
0.35% additional for > = 36 mths & 0.25% additional for < 36 mths%
22nd May 2026 Additional 0.05% for renewal for public & senior citizens only

PNB Housing Finance Ltd

CRISIL-AA+,CARE-AA
6.60%
6.75%
6.90%
6.90%
6.90%
0.25%
1st January 2026

Shriram Finance Ltd

ICRA-AA & IND AA+Stable
6.75%
7.05%
7.25%
7.25%
7.25%
0.50%
6th May 2026
SEBI Registration Number:
Merchant Banker : INM000012971, Research Analyst : INH000012467, Portfolio Manager: INP000008589

Compliance Officer: Ms. Sonali Rathi, Ph:011-43500700, email: sonali.rathi@almondz.com, complianceofficer.mb@almondz.com

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